Insurance & Payment
Options

We believe cost should never stand between you and the mental health care you deserve. We work with most major insurance plans — and offer flexible options for everyone.

In-Network with Most Major Plans

Prior Auth Handled for You

Self-Pay Options Available

Free Insurance Verification

Coverage

We Accept Most Major
Insurance Plans

Don’t see yours? Call us  — we very likely accept it.  Self-pay options also available.

Medicaid

Community care Plan

United Healthcare

Preferred Care Partners

Optum

AvMed

Blue Cross Blue Shield

Simply Healthcare

Humana

Medicare

atena

oscar

Prefeered Care

Cinga

Quest

HealthSun

Ultimate Health Plan

Freedom Health

Ambetter Health

CarePlus

Optimum HealthCare

Self -Pay Available

Don't see your insurance?

We accept many more plans not listed above. Our billing team will verify your coverage at no cost to you.

Coverage & Benefits

We Handle the
Insurance Process for You

Our experienced billing team will verify your benefits, handle all prior authorizations, and help you understand exactly what your plan covers — before your very first appointment.

To verify your coverage, please have ready:

Your insurance card — 

front and back

Member ID number

Group number 

Date of birth of

primary insurance holder

Our Process

How Insurance
Works at ACC

Contact Our Team

Call us at (305) 204-1209 or submit an appointment request. Our billing specialists will reach out within 24 hours.

Free Insurance Verification

We contact your insurance company directly, verify your mental health benefits, deductible, and copay.

Clear Cost Explanation

We provide a transparent breakdown of your coverage and any expected out-of-pocket costs — no surprises.

Prior Authorization (If Needed)

For TMS or Spravato®, we handle the entire prior authorization process on your behalf at no additional charge.

Start Your Care

Once confirmed, we schedule your first appointment — often within the same week. You focus on healing; we handle the rest.

Free Verification

Questions About Your
Coverage?

Our friendly billing team is happy to verify your insurance and answer any questions — completely free, no obligation.

Free verification · No obligation · We handle all paperwork